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Only after the action stops do many retirees realize they need to replace the stimulation, the social network, and the psychic rewards that come from work. Retirement planning is not just about how much money you need but also about how to fill your time with worthwhile pursuits.
In our Annual Retirement Guide, we'll help you get your head ready for the next phase of your life. You can do this online or with coaches, or even by going to retirement school. Take your spouse, too, since retirement changes a relationship as much as getting married or having children does.
Our guide doesn't ignore the finances. Some mutual funds that are run specifically for retirement savings are changing how they invest. And there are some new twists in annuities, investments that guarantee income for the rest of your life.
And when you have all these things worked out, you can settle back in a comfortable lakefront cabin or a mansion by the sea. That's something to dream about.