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Graphic: Index Investing With Bonds


A new book, The Thanksgiving Ceremony (Crown, $14), suggests ways to turn America's day of football and heartburn into a more meaningful family experience. Among author Edward Bleier's suggestions:

FIX A PLATE with five grains of rice, corn, or other grains to recall the famine suffered by the Pilgrims after they arrived at Plymouth, as well as the hunger that persists worldwide today.

PASS AROUND A BOWL of nuts and fresh or dried fruits at the beginning of the meal to symbolize the bounty of the harvest.

INVITE EACH CHILD to ask one question about Thanksgiving or American history.

HAVE THE OLDEST family member light a candle before the meal to symbolize the guiding light that person provides. The youngest person should blow it out when the meal is ended. Traveling through an airport can be tough with both tots and luggage in tow. But it just got easier with the Ride-On Carry-On, a folding chair that attaches to your 18-by-22-in. rolling suitcase and seats a child up to 40 lb. It then folds flat to store in the overhead bin. Designed by a flight attendant who's a mother of two, it also sports a headrest that doubles as a tray table. It's $45 at rideoncarryon.com or 800 290-6250. Get ready for the next wave of retirement planning: Fidelity Investments is quietly piloting a new program to help retirees manage their income by funneling all income and investment sources into a single monthly paycheck. "People spend all this time preparing for retirement, and when it finally arrives, they often think: 'Now what?"' says Cynthia Egan, executive vice-president at Fidelity parent FMR. "This is a central command post for managing and monitoring all your cash flow."

Fidelity Retirement Income Services puts all assets and ongoing income streams -- Social Security, pensions, interest, dividends, annuities, and 401(k)s -- into one account that generates a monthly payment designed to cover essentials, such as housing and health care, and fun stuff like entertainment and travel. Fidelity also takes charge of investing all the assets. The cost of this service has not been determined. A formal rollout is expected next spring and will initially target some 400,000 Fidelity customers nearing or in retirement.


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