How are you doing financially?
I'm in distress
I'm O.K., assuming no sudden reduction in income
I'm in good shape, with plenty of cushion
Do you expect to receive a pay raise this year?
How secure is your job?
Six months from now, where do you think the economy will be?
On the way to recovery
Worse than it is now
On balance, are you more optimistic -- or less -- about your individual financial situation than you were six months ago?