Personal Business: INVESTING

TABLE: Risk-Rating Some Funds

MEASURE* STRONG FIDELITY MONTGOMERY

SHORT-TERM MAGELLAN EMERGING

BOND MARKETS

STANDARD

DEVIATION 0.74 2.86 4.71

BETA 0.52 1.04 0.7

ALPHA -0.11 2.87 2.54

DOWNSIDE

RISK 0.64 0.79 1.28

3-YEAR AVERAGE

RETURNS 5.34% 13.8% 10%

*5/1/92 through 4/31/95 DATA: MORNINGSTAR INC.