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How Much Can I Ask Employees to Pay for Insurance?

Posted by: Rod Kurtz on March 12, 2008

On average, small businesses pay 75% to 100% of the total insurance cost for their employees and 0% to 50% of the cost for an employee’s dependents. You can ask employees to pay more than 25%, but think carefully before you do.

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Reader Comments


October 4, 2008 12:30 AM

Consider offering your employees and their families a dental and/or medical plan from the Nation's leading consumer driven discount fee-for-service program. We have very affordable plans ranging starting at $14.95 a month for an individual and $19.95 to $59.95 a month for households. At these low rates, it would be a win/win investment for either the small business owner or the employee to pay. Visit

Thanks for your interest!

Joelle Niedecken
Regional Sales Director/Provider Rep.

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