How Much Do Group Insurance Premiums Cost?

Posted by: Rod Kurtz on May 19, 2006

According to a national survey of employee-sponsored health plans, HMO coverage averaged $3,185 per worker in 1996. PPO coverage averaged $3,293 per employee.

Although insurance premiums vary by state, plan design, and carrier, five major factors determine the pricing structure for group insurance premiums:

To read the full story at AllBusiness.com, click here.

Reader Comments

SARAH GODFREY

March 5, 2007 8:28 PM

THIS IS RIDICULOUS. I MUST BE ABLE TO FIND OUT SOMEWHERE ON THE WEB, A ROUGH ESTIMATE OF HOW MUCH WE WILL HAVE TO PAY PER MONTH FOR us HEALTH CARE SHOULD WE MOVE BACK TO THE STATES. WE MAY MOVE BACK AND IT IS LIKELY WE WONT BE EMPLOYED IMMEDIATELY, AND THEN MAY HOPEFULLY AND EVENTUALLY BE SELF EMPLOYED. I GET THE IMPRESSION THAT THIS IS GOING TO MAKE IT EVEN HARDER FOR US TO GET REASONABLY PRICED HEALTH CARE(THAT SEEMS TO BE AN OXYMORON IN THE US ANYWAY).I HEAR SO MANY HORROR STORIES ABOUT HOW MUCH PEOPLE ARE PAYING, HOW THEY ARE STUCK IN JOBS THEY DON'T WANT BECAUSE THEY CANT AFFORD TO LOSE THEIR INSURANCE. IS THERE ANYBODY OUT THERE WHO CAN TELL US HOW MUCH WE WILL HAVE TO SET ASIDE FOR HEALTH INSURANCE? BASICALLY, WE ARE 61, 46, 9 AND 5, NONSMOKERS, AND HEALTHY.

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