Saturday, May 18, 2013
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11_loan_demand.gif
This is how senior loan officers at 85 banks perceive demand from small companies, as reported to the Fed each quarter. Lower demand usually favors borrowers, but may also be a reaction to tighter terms or higher rates.
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SMALL-BIZ RATE REPORT
•Home page
CURRENT INTEREST RATES
•Survey of Borrowers
•Survey of Lenders
KEY PROVISIONS
Where you are most likely to find:
•The lowest rate
•The longest maturity
•A call provision
•A prepayment penalty
MARKET FORECAST
•Are rates rising or falling?
•Harder/easier to get a loan?
•Who else is borrowing?
What bankers say
•Is demand rising or falling?
•Will terms ease or tighten?
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