The 2008 Retirement Guide

Special Report

Choosing Where to Grow Old

Remodeling your home is enticing—and hugely popular. But a smaller home might be preferable, or even a granny flat with your kids. Be wary, though, of reverse mortgages

Your Post-Subprime Portfolio

Following expert advice hasn't helped many investors. Here's what went wrong, and what you need to do now

Older but Wiser Advisers

For these three, retirement was a chance to turn an old interest into a new career: Money management

Will You Outlive Your Money?

It's not all about how much you put away while you're working; it's also about how much you spend once you retire

Spending Safely

Advisers now concede that fluctuating conditions make rigid formulas for drawing down savings unrealistic

• Plus: Will You Outlive Your Money?

Target-Date Funds Hit Their Stride

They're finally investing in the wider array of products that have helped put big pension funds ahead of the pack

• Slide Show: Asset Allocation of 2020 Target-Date Funds by Firm
• Video: Hitting a Retirement Bull's-Eye

Keeping Covered

Why companies—and insurers—are suddenly interested in offering health insurance to early retirees

The Numbers You'll Need

Retirees will need a stable pot of savings to counter fewer retiree health-care benefits and likely subpar investment returns. Participants in 401(k) plans are getting smarter and stashing less in company stock.

How to Enjoy a Scam-Free Retirement

What to watch out for, what to consider, and where to go for guidance to make your nest egg go the distance

Ruined by 401(k) Predators

Retirees with plump nest eggs can be targets for unscrupulous financial advisers who rake in hefty fees with promises of huge returns