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JULY 12, 2004
Edited by Toddi Gutner LOANS A Great Time For A Student To Borrow Interest rates may be heading up. But when it comes to student loans, they've never been lower. Indeed, through June 30 of 2005, students can get a federally guaranteed Stafford loan for just 2.77%. Meanwhile, federal PLUS loans for parents are 4.17%, and the rate for graduates repaying loans is 3.37%. All are 0.05% below last year's rates. Why the decline? The rates are based on a Treasury bill auction held in May, when lower rates prevailed. But since they're reset annually, the bargains may not stick around in another year. TRAVEL Babysitting For A B&B So you dream of operating a bed and breakfast. You can, without the financial commitment or full-time responsibility. Interim innkeepers are in demand to spell burnt-out B&B owners. The pay is only $150 to $250 per day, but you get to travel and stay in lovely places. Start by signing up for inn-sitting training with the Bed & Breakfast Institute of Learning (bbinnstitute.com), Interim Innkeepers Network (innsitter.bigstep.com), or Inn Caring (inncaring.com). Courses usually last three days and cost $200 to $400. By Kate Murphy   TIME OFF Food And Spirit Feng Shui, Chinese for wind and water, is an ancient tradition of design and object placement used to create harmony and balance. We've seen it used increasingly in homes and offices in the past decade; now it is spreading to restaurants. The latest example is Kittichai, a new Thai restaurant in New York's SoHo section. The first feng shui feature a visitor notices is a tank of eight goldfish inside a bamboo bird cage at the entrance. Eight symbolizes infinity, which translates into unlimited happiness. The dining room is built around a reflecting pool for harmony and prosperity. "If people have a good feeling, they will come back again," says Hong Kong-based feng shui master Patrick Wong, who designed Kittichai. Other restaurants employing feng shui include Japango in Boulder, Colo.; Seasons in Farmington, Pa.; and Crustacean in Las Vegas, Beverly Hills, and San Francisco. Does feng shui really work? Who knows? But with shares of P.F. Chang's China Bistro soaring 160% in four years, the chain is unlikely to monkey with its feng shui elements of mirrors and ambient light anytime soon. By Lauren Young EMPLOYMENT Résumé Writing If you're job hunting, don't pad your résumé with meaningless phrases such as ``results-oriented.'' Instead, give specifics, says ResumeDoctor.com. The online consultant looked at 160,000 résumés and found that more than half used vague statements to describe work skills and experience. 
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