JULY 30, 2001
SPECIAL REPORT -- HOW TO RETIRE
Paying for health coverage on your own is more expensive than using a
company-sponsored plan. Below are sample monthly rates for healthy appli-
cants in one Midwestern state. This is for a policy with a $500 annual
deductible, paying 80% of the bills until your out-of-pocket costs reach
$1,000--100% afterward.
NON-SMOKER/ NON-SMOKER/
AGE MALE SMOKER/MALE FEMALE SMOKER/FEMALE
55 $300/mo. $450/mo. $250/mo. $400/mo.
60 340 550 275 440
63 360 600 275 450
Data: Brecek & Young Advisors

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