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MARCH 12, 2001

BUSINESSWEEK INVESTOR

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New York GIFT College Investing Plan
INVESTMENT OPTIONS RETURNS YEAR 2000
(or from inception to year-end 2000)
1 Guarantees principal + 3% n/a
2 75%-100% in equities 0.5% (11/15/00)
3 Age-based, ranges from 75% equities for newborn to 10% for 18-year-old 10.9% to 4.7% depending on child's age
4 Age based, ranges from 100% equities for newborn to 40% for 23-year-old 10.9% to 4.7% depending on child's age
 
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