Debates by Category: The Loan Industry

February 7, 2012

Mobile Banking Is More Secure Than Online Banking

Accessing your bank’s mobile website or using your bank’s mobile application to access your account is much more secure than conducting traditional online banking on your computer. Pro or con?

March 17, 2008

Subprime Borrowers: Not Innocents

Consumers who took out adjustable-rate home loans they now can’t repay are primarily to blame for the subprime mortgage crisis. Pro or con?

December 14, 2007

Microfinance Boosts the Poor

Does microfinancing help low-income entrepreneurs in developing economies such as Mexico and India more than it hurts them? Here are two independent views on the subject. Are you pro or con?

November 27, 2007

Financed Medical Care: Only Fair

U.S. hospitals are justified in selling patients’ unpaid bills to banks, credit-card companies, and other financial concerns, which collect the money from the patients and charge interest. Pro or con?

May 10, 2007

Stop Fleecing Poor Americans

The U.S. government should place greater restrictions on car sellers, pay-day lenders, and tax preparers who offer the working poor cash or credit with high fees and interest rates. Pro or con?