Debates by Category: Banking

February 7, 2012

Mobile Banking Is More Secure Than Online Banking

Accessing your bank’s mobile website or using your bank’s mobile application to access your account is much more secure than conducting traditional online banking on your computer. Pro or con?

June 16, 2010

Put Europe’s Banks to the Test

European banks must conduct stress tests to ease worry about the financial system. Pro or con?

May 6, 2009

Bank Fees Exploit the Poor

U.S. Banks have an obligation to provide alternatives to checking account fees and minimum-balance requirements, which exploit low-income Americans who live paycheck to paycheck. Pro or con?

February 3, 2009

Nationalize Broken U.S. Banks

In light of the financial crisis, the U.S. should nationalize banks, taking over the most troubled ones. Pro or con?

December 18, 2008

Dodd’s Plan Is the Key to Reshuffling Bank Oversight Power

Sen. Christopher Dodd, D-Conn., released a legislative draft that would take away the Federal Reserve and FDIC’s power to regulate banks and move it to a new federal bank regulator, while the Wall Street Reform and Consumer Protection Act of 2009 (HR 4173, introduced by Rep. Barney Frank, D-Mass.), would keep that authority with those agencies. Dodd’s plan makes better sense. Pro or con?”