I am glad to see I am not the only ones in this boat. I am trying to refinance and because as a self-employed person I put a lot of money in a pension plan to reduce my tax bite and save for retirement, I was turned down by a mortgage company. I could pay off the loan myself today and these morons don't care. They say they are only following Freddie and Fanny Mae requirements. I am contacting my congressman and the senators from Connecticut regarding this though understand part of the fault of this craziness lies at the fault of CT's senator, Chris Dodd. I also plan to talk this mess up in social media and blog about it because I think it's disgraceful that we hard-working, small business people are being totally penalized for the faults of the bank.

Thanks for the discussion and the original article.