Anne Tergesen is an associate editor for the Personal Business Dept. of BusinessWeek. Previously, she held the position of personal finance reporter. Prior to BusinessWeek, Tergesen was a freelancer whose stories appeared in The New York Timesâ€™ Sunday â€œMoney & Businessâ€� section. She has also worked for The Record in Hackensack, N.J. and The Japan Times in Tokyo. She completed the Columbia University Knight-Bagehot fellowship in 1997.