Ohioans with pre-existing health conditions, such as cancer or diabetes, can apply for coverage under a new high-risk insurance pool beginning Aug. 1. To qualify, applicants must:
- Provide evidence of a pre-existing condition: written certification by a licensed physician or nurse practitioner, issued within the past six months; or, copy of documents verifying two carriers have refused to issue creditable coverage within the previous six months, or would issue coverage only with an exclusionary rider.
- Have proof of Ohio residency: valid Ohio driver's license, state government ID, payroll stub, Ohio voter registration card, utility bills, rental agreement or Ohio income tax return.
- Have proof of U.S. citizenship, a national of the U.S. or lawfully present in the U.S.: birth certificate, passport or visa.
- Be uninsured for six months prior to the date of applying for coverage.
- Be ineligible for coverage under the Medicare program, the Ohio Medical Assistance Program, the Ohio Children's Health Insurance Program, or an employer-sponsored group health plan, unless subject to a mandatory initial waiting period.
SOURCE: Ohio Department of Insurance.