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The Associated Press July 22, 2010, 2:57PM ET

Guidelines for Ohio health insurance risk pools

Ohioans with pre-existing health conditions, such as cancer or diabetes, can apply for coverage under a new high-risk insurance pool beginning Aug. 1. To qualify, applicants must:

- Provide evidence of a pre-existing condition: written certification by a licensed physician or nurse practitioner, issued within the past six months; or, copy of documents verifying two carriers have refused to issue creditable coverage within the previous six months, or would issue coverage only with an exclusionary rider.

- Have proof of Ohio residency: valid Ohio driver's license, state government ID, payroll stub, Ohio voter registration card, utility bills, rental agreement or Ohio income tax return.

- Have proof of U.S. citizenship, a national of the U.S. or lawfully present in the U.S.: birth certificate, passport or visa.

- Be uninsured for six months prior to the date of applying for coverage.

- Be ineligible for coverage under the Medicare program, the Ohio Medical Assistance Program, the Ohio Children's Health Insurance Program, or an employer-sponsored group health plan, unless subject to a mandatory initial waiting period.


SOURCE: Ohio Department of Insurance.

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