AP Top Business News At 12:46 p.m. EST

Bernanke warns Congress to avoid 'fiscal cliff'

HP says fraud prompted $5B overpayment for co.

Ex-hedge fund trader charged in $276M insider ploy

Unemployment falls in 75 percent of US states

Best Buy reports 3rd-quarter loss

Stocks open lower; HP takes a big hit

McAfee blogs about police seeking him in Belize

US new home starts jump to fastest pace in 4 years

Consumer group warns of dangers on store shelves

Eurozone seeks accord on Greece aid