AP News

News Summary: Investment tips for a low-rate era

GET USED TO IT: The Federal Reserve's latest economic stimulus program means interest rates will remain low at least another three years, and investments will earn very little unless you're willing to accept plenty of risk.

BALANCED APPROACH: Many investors remain nervous about stock volatility, and have been pulling cash out of stock mutual funds. But there are options for investors looking to generate income with modest risk.

TRIO OF OPTIONS: Three options include dividend-paying stocks, and mutual funds that specialize in them; high-yield bonds issued by companies with credit troubles; and municipal bonds issued by state and local governments.

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