WEB SITE (WWW.)         DESCRIPTION

charitygift.com        
                        Make a donation, then have your
                        relative or friend direct it to
                        any of thousands of IRS-certified
                        U.S. charities; gift card is also
                        available in e-format

clickrewards.com      
                        Earn ClickMiles for flights or products
                        in return for your gift to a partner
                        charity of the marketing firm Netcen-
                        tives

flooz.com               
                        Gift-certificate site lets recipients
                        shop at dozens of online stores, then
                        donate any unused ''Flooz dollars'' to
                        a charity listed at linked
                        charitableway.com