PREMIUM(+)/
                                   DISCOUNT(-)
                                   DURING 2000     DISCOUNT/    SHARE
FUND (SYMBOL)                       HIGH - LOW     PREMIUM*     PRICE*

U.S. EQUITY

JOHN HANCOCK BANK & THRIFT
  OPPORTUNITY (BTO)                -6.8% -20.3%     -18.0%       7.50

LCM INTERNET GROWTH (FND)          -1.2  -28.4      -17.1**      7.13**

INVESCO GLOBAL HEALTH SCI. (GHS)   -7.7  -23.5      -11.37      20.44

ADAMS EXPRESS CO. (ADX)            -6.4  -19.0       -7.4       22.38

GABELLI EQUITY TRUST (GAB)         +1.0  -11.4        0**       11.38**

ROYCE VALUE TRUST (RVT)           -10.5  -17.6      -13.0       14.19


FOREIGN EQUITY

JAPAN OTC EQUITY  (JOF)           -16.7  -33.4      -29.0**      7.63**

KOREAN INVESTMENT (KIF)           -24.5  -35.1      -31.5        4.88

MSDW ASIA PACIFIC  (APF)          -21.7  -31.7      -27.0        8.75


TAXABLE BOND

CURRENT INCOME SHARES (CUR)       -11.8  -18.4      -12.2**     10.69**

DEBT STRATEGIES (DSU)              -2.8  -20.2      -15.8        6.31

FRANKLIN MULTI-INCOME TRUST (FMI) -13.6  -23.5      -17.5        8.19

SCUDDER GLOBAL HIGH INCOME (LBF)  -15.3  -24.4       18.9        5.00


MUNICIPAL BOND

BLACKROCK INVESTMENT QUALITY
  MUNICIPAL TRUST (BKN)            -5.4  -16.0      -15.4       12.06

DUFF & PHELPS UTILITIES TAX
  FREE INCOME (DTF)                -7.5  -18.3      -17.9       12.60

INVESTMENT GRADE MUNICIPAL
  INCOME (PPM)                    -10.8  -18.5      -15.5       13.44


* NOV. 16
** NOV. 10

DATA: THOMAS J. HERZFELD ADVISORS, WEISENBERGER, BUSINESS WEEK