Value and financial funds scrape bottom

                                      TOTAL RETURN*

IAI VALUE                               -32.87%
LEXINGTON TROIKA DIALOG RUSSIA          -31.40
FIDELITY SELECT ENVIRONMENTAL SVCS.     -30.14
MUNDER BALANCED B                       -25.00
RYDEX TRANSPORTATION INV.               -21.42
AMSOUTH REGIONAL EQUITY PREM.           -20.19
RYDEX BANKING ADV.                      -19.76
SMITH BARNEY CONTRARIAN B               -19.53
MONTGOMERY EMERGING ASIA R              -19.51
PILGRIM MIDCAP VALUE B                  -19.46
CENTURY SHARES                          -18.65
ALPINE U.S. REAL ESTATE EQUITY Y        -18.53
CRM LARGE CAP VALUE INV.                -18.16
MSDW MID-CAP DIVIDEND GROWTH B          -17.89
FIDELITY SELECT MEDICAL DELIVERY        -17.80
STRONG SCHAFER VALUE                    -17.78
HEARTLAND MID CAP VALUE                 -17.57
RYDEX FINANCIAL SERVICES INV.           -17.36
CGM FOCUS                               -17.23
PAINEWEBBER FINANCIAL SVCS. GROWTH A    -16.75
T. ROWE PRICE FINANCIAL SERVICES        -16.66
FIDELITY SELECT INSURANCE               -16.60
INVESCO FINANCIAL SERVICES              -16.59
ROULSTON GROWTH & INCOME                -16.59
LONGLEAF PARTNERS                       -16.57
ALLIANCE GLOBAL ENVIRONMENT A           -16.30
FIDELITY SELECT BROKERAGE & INVESTMENT  -16.26
RAINBOW                                 -15.93
VAN KAMPEN VALUE B                      -15.77
SCUDDER FINANCIAL SERVICES              -15.65
CALVERT CAPITAL ACCUMULATION A          -15.44
HODGES                                  -15.43
FIRST AMERICAN MID CAP VALUE A          -15.42
CAROLINAS INV.                          -15.42
AMERICAN HERITAGE                       -15.38
MSDW VALUE B                            -15.36
FIDELITY SELECT BANKING                 -15.21
HOMESTEAD VALUE                         -15.19
NEUBERGER BERMAN GUARDIAN               -15.09
VONTOBEL U.S. VALUE                     -14.98
JOHN HANCOCK FINANCIAL INDUSTRIES B     -14.96
1838 SMALL CAP EQUITY                   -14.94
VISION GROWTH & INCOME                  -14.90
HOTCHKIS & WILEY SMALL CAP              -14.89
PHOENIX-ENGEMANN VALUE 25 A             -14.86
PACIFIC ADVISORS SMALL CAP A            -14.80
CALVERT NEW AFRICA A                    -14.75
OAK VALUE                               -14.74
FIDELITY SELECT AUTOMOTIVE              -14.73
BARON ASSET                             -14.68

*Appreciation plus reinvestment of dividends and capital gains before taxes, 
July 1 through Sept. 27, 1999

DATA: MORNINGSTAR, INC.