TIAA-CREF            VANGUARD

FUND ASSETS         $1.5 billion          $500 billion

NUMBER OF FUNDS      6                     89

FUND CUSTOMERS       95,000                14 million

COSTS                0.29% to 0.49%        0.28%, on average

ADVERTISING          About $10 million     $10 million
BUDGET               to $15 million*

INVESTING STYLE      Funds combine         Funds are either
                     indexing and active   purely indexed or
                     management            purely managed


* In 2000

DATA: BUSINESS WEEK