BROKER              MIN. BALANCE      MIN. TRADES PER YEAR

E*TRADE             Cost of 100       0
                    IPO shares

FIDELITY            Not               Not specified, but trading
                    specified         volume is considered

CHARLES SCHWAB      $100,000*         0
                    $10,000*          12

WIT CAPITAL         $1,000*           0


BROKER              OTHER

E*TRADE             You must fill out questionnaire
                    on investment objectives

FIDELITY            Favors long-time customers
                    who pay bills on time

CHARLES SCHWAB      Favors long-time customers
                    with high-trading volume

WIT CAPITAL         First come, first served


*Cash or securities