TAXABLE FUNDS

LEGG MASON HIGH-YIELD PRIMARY SHS.               11.55%
DREYFUS HIGH-YIELD SECURITIES                     7.15
RYDEX JUNO                                        6.59
FIDELITY CAPITAL & INCOME                         6.48
SUMMIT EMERGING MARKETS BOND                      6.34
FIDELITY ADVISOR EMERG. MKTS. INCOME T            6.14
FIDELITY NEW MARKETS INCOME                       5.98
FIDELITY HIGH-INCOME                              5.90
FLORIDA STREET BOND                               5.74
THIRD AVENUE HIGH-YIELD                           5.51
AVERAGE OF 1,428 TAXABLE FUNDS                   -0.40


                                              TOTAL RETURN*

DELAWARE NATIONAL HIGH-YIELD MUNI. BD. A          1.47%
HEARTLAND HIGH-YIELD MUNICIPAL BOND               1.33
FRANKLIN PR TAX-FREE INCOME A                     1.31
DELAWARE-VOYAGEUR TAX-FREE IOWA A                 1.18
DELAWARE-VOYAGEUR TAX-FREE CALIF. A               1.17
FRANKLIN HIGH YIELD TAX-FREE INCOME A             1.15
FRANKLIN CALIF. TAX-FREE INCOME A                 1.11
ALLIANCE MUNI INCOME II ARIZONA A                 1.10
NEW ENGLAND INTRM.TAX-FREE CALIF. A               1.08
FRANKLIN N.Y. TAX-FREE INCOME A                   1.07
AVERAGE OF 1,516 FUNDS                            0.31


*APPRECIATION PLUS REINVESTMENT OF DIVIDENDS AND CAPITAL GAINS BEFORE TAXES; 
JAN. 1 THOUGH MAR. 29, 1999

DATA: MORNINGSTAR INC.