James Clark BORN 1944, Plainview, Tex. EDUCATION BS 1970, MS 1971, Louisiana State University; PhD 1974, computer science, University of Utah. MOST SURREAL EXPERIENCE Witnessing an atomic-bomb test at Christmas Island in the South Pacific while in the Navy. FIRST BUSINESS A ''loan shark'' operation while in the Navy, making loans at 40% interest to tide over fellow sailors until payday. CURRENT JOBS Chairman of Netscape Communications and of Healtheon, a health-care communications venture expected to soon go public. CLARK'S CREDO ''You've got to be bold--but be fearful, too. If you go into a business thinking you'll show the world, often the world will show you.'' TOYS BMW motorcycle, stunt plane, 7-seat Boeing helicopter, and a new, $30 million, 155-foot sailboat packed with 20 computers. HOME LIFE Splits free time between West Palm Beach, Fla., and Atherton, Calif. Wife, Nancy, a journalist, is his third. Two grown children from a previous marriage. Return to main story

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