VOICES: JILL CONSIDINE

TITLE
President of New York Clearing House Assn. 53.

CONTRIBUTIONS
Considine bolstered the ability of the nation's crucial bank payments system to weather a financial crisis. The electronic network that transmits $1.4 trillion per day in payments between banks now can survive simultaneous defaults by its two largest banks.

IN HER WORDS
''We're now at the point where we're able to handle risk much better. You couldn't have done that unless you had superior technology.''