The Bond Fund Leaders

TAXABLE FUNDS

                                    TOTAL RETURN*
AMERICAN CENT.-BENHAM TARGET 2025       29.04%
AMERICAN CENT.-BENHAM TARGET 2020       27.58
AMERICAN CENT.-BENHAM TARGET 2015       22.28
SUMMIT HIGH-YIELD RET.                  17.48
BATTERY PARK HIGH-YIELD A               17.07
DREYFUS HIGH-YIELD SECURITIES           16.56
AMERICAN CENT.-BENHAM TARGET 2010       16.42
INVESCO HIGH-YIELD                      16.29
BUFFALO HIGH-YIELD                      16.03
LEGG MASON HIGH-YIELD PRIM.             15.79
AVERAGE OF 1168 FUNDS                    7.54

TAX-FREE FUNDS

EATON VANCE MUNICIPAL BOND              13.39%
STRONG HIGH-YIELD MUNICIPAL BOND        12.60
EATON VANCE NATIONAL MUNICIPALS B       11.83
EV MARATHON HIGH-YIELD MUNICIPALS       11.82
NUVEEN FLAGSHIP GA MUNICIPAL BOND A     11.37
NUVEEN FLAGSHIP CO MUNICIPAL BOND A     11.20
STRONG MUNICIPAL BOND                   11.05
SCUDDER HIGH-YIELD TAX-FREE             11.03
DELAWARE-VOYAGEUR TAX-FREE CA B         11.00
SAFECO CA TAX-FREE INCOME NO LOAD       10.90
AVERAGE OF 1391 FUNDS                   7.56

*Appreciation plus reinvestment of dividends and capital gains before taxes, 
Jan. 1 -Dec. 12, 1997

DATA: MORNINGSTAR INC.