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What's in the Cards, Part 2
The following data, which were used in Enterprise's survey of small-business credit cards, gives a fuller picture of each card's terms and costs. This online-only table includes information on returned-check charges, minimum payment amounts, and late-payment fees. It adds to the "What's in the Cards" table in the Nov. 17, 1997, Enterprise Buyer's Guide. NAME OF CARD/ RETURNED PAYMENT LATE PAYMENT TELPHONE NUMBER CHECK FEES MINIMUM FEES -------------------------------------------------------------------------- American Express Varies by state 2.7% of balance Varies by state Gold Corporate Optima and account and account 800 782-2377 First USA Paymentech $15 4% of balance $18 Business Card 800 881-3166 First Union Visa $18 3% of balance $15 Business Card 800 704-0883 Advanta Business Card $20 3% of balance $25 800 705-7255 Bank One Business Card $20 3% of balance $20 800 346-5538 GE Corporate Plus $20 The greater of $20 Visa Card 10% of balance 800 438-2583 or $50 U.S. Bank Visa $20 3% of balance $20 Business Card 800 796-4650 AT&T Universal $20 $25 $20 Business Card 800 682-7759 NationsBank Visa $20 $10 $20 Business Card 800 538-8788 Bank of America $20 5% of balance $20 Business Card 800 300-3084 DATA: BEACON RESEARCH INC., BUSINESS WEEK
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Updated Nov. 6, 1997 by bwwebmaster
Copyright 1997, by The McGraw-Hill Companies Inc. All rights reserved.
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